Hoffman Estates Financial Advisory: Annuities & Income Planning Services Updated

Hoffman Estates Financial Advisory: Annuities & Income Planning Services Updated

The latest strategies are offered as part of Goldstone Financial Group’s retirement planning services. Future retirees in Hoffman Estates can now benefit from a more diversified income stream in their golden years, with expert advice on annuities, pension plans, and investments tailored to their individual goals.

More information is available at https://goldstonefinancialgroup.com/

The announcement highlights the importance of guaranteed income in an individual’s retirement plan. The firm’s advisors can suggest low-risk investments, annuities, and other financial instruments to help clients cover their essential expenses and maintain their standard of living in retirement.

According to Limra data, annuity sales hit an all-time high in 2022, surpassing the prior annual record set in 2008 by 17%. This trend was mainly driven by recession fears, as this instrument offers a hedge against market volatility, and higher payouts, caused by an increase in interest rates. However, Goldstone Financial Group advises retirees to seek professional advice before investing in annuities, as this instrument may not be suitable for everyone, due to limited liquidity, inflation risk, and fees.

The financial advisory explains that each investment and instrument should be considered as a part of a complex retirement plan, and should reflect the individual’s personal goals. The firm has developed a proprietary approach to retirement planning, the Goldstone Retirement Roadmap, that covers income, investment, tax, healthcare, and legacy planning.

Following an evaluation of the client’s assets, liabilities, income, expenses, risk tolerance, and goals regarding their lifestyle in retirement, Goldstone’s advisors will create a custom strategy to preserve and grow a client’s assets, minimize taxes, and build generational wealth.

As part of lifetime income planning, they will combine various sources available to the individual, including social security benefits, pensions, fixed and variable annuities, savings, and investments to create a reliable, diversified stream of income and ensure clients feel confident about their future.

“I’ve been a client of Goldstone Financial Group for several years now, and they have exceeded my expectations in managing my retirement funds,” said a satisfied client. “Their team is highly knowledgeable and responsive, and I trust them to make the best decisions for my financial future.”

Interested parties can find more information by visiting https://goldstonefinancialgroup.com/contact-us/

Goldstone Financial Group
18W140 Butterfield Road
16th Floor
United States

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